What types of loans do you offer?
We offer a full range — home purchase loans, refinance, cash-out refinance, bridge and hard money loans, fix and flip, buy and hold rental loans, commercial real estate, construction loans, equity-based loans, asset-based funding, business loans, REO and distressed property financing, and more. If you have a deal or situation, call us and we'll find the right product.
Can you really help if I'm already in foreclosure?
Yes. If you have equity in your property, we can often move quickly enough to stop the sale — even with an active notice of default or sale date pending. Time is critical, so call us immediately. We prioritize urgent foreclosure cases above all else.
Do I need good credit to qualify?
It depends on the loan type. For conventional purchase loans and refinances, credit plays a role. For our equity-based, bridge, and hard money loans, your property value is the primary qualification — not your FICO score. Clients with bankruptcy, low credit scores, and non-traditional income regularly qualify with Trinoc on the right product.
Do you do business loans or only real estate?
Both. We offer business loans including working capital, equipment financing, and SBA alternatives, as well as asset-based business funding using real estate or other business assets as collateral. If you're a business owner looking for capital, reach out and we'll walk you through your options.
How fast can you close?
Most of our direct lending deals close within days, not months. Conventional purchase and refinance loans follow standard timelines. After your free case review, you'll know exactly what to expect. Urgent foreclosure cases are always prioritized.
How much does the consultation cost?
Nothing. Your initial case review is completely free — no credit pull, no obligation, no pressure. We believe in earning your business by solving your problem first.
Do you serve clients outside California?
Yes. While we are based in Beverly Hills, California, Trinoc works with clients and funding partners nationwide. Contact us to discuss your specific location and situation.